How to plan for christmas

The festive season is just around the corner. Business have planned to make as much money as possible during this season. The consumer spends more money during this time than any other time of the year. Most casual works are getting annual bonus which will be used to buy children toys, food, presents and a hole other things. People are more likely to waste a lot money at this time of the year and everybody knows that. Smart people make money at this time from those who are willing to spend more than they earn.

It becomes a sad story when January comes which it is also at the next corner and there is not enough money for back to school. I wonder why people know their mistakes but still choose to repeat them after all.
I guess the concept of father Christmas is one created by marketers to lure people into buying at this time of the year.

The majority of business close at this time of the which makes more and more people to be at home and enjoy their festive s. We all look forward to the new year or at least most of us who are using the roman calender.

So what can you do to avoid the massive avalanche thats about to hit. First thing to look at is your budget, how much money is at your disposal at this time. Forget about the credit cards because it is not your money is someone else's money. Looking at your budget will the you the ugly truth of exactly how much enjoyment you going to have. From looking at your budget then you can look at your expenses, you true expenses. What ever is left is probably your profit. Depending how you think you can use this money how ever you please. Do not pressure yourself on the things you can not afford make better planning next time or plan after reading this post. Enjoy yourself and remember to always be careful